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Maximizing your hard-earned resources and helping you confidently cross the retirement finish line

Discovering your ambitions and helping you advance towards success

As a full-service financial firm, we focus on understanding your needs and goals. Then we work constantly to develop and implement a customized strategy that seeks to achieve your ambitions.

<b>Individuals&#160;and Families</b>

Individuals and Families

Saving is a lifelong journey. However, the process of “saving for” and “spending in” retirement is very different.

As financial planning practitioners, we ask questions to understand your goals. Then we create solutions that integrate with all aspects of your current financial situation. Our experience extends beyond financial plans, incorporating deep investment and insurance knowledge to provide truly holistic strategies.

At Retirement CFO, our objectivity allows us to put your best interests first and select only the most appropriate strategies to work towards accomplishing your goals.

<b>How We Help</b>

How We Help

Our business is built on a foundation of thoughtful client relationships. We support our clients with a range of multi-generational planning services including: 

  • College planning services
  • Disability planning
  • Estate planning
  • Legacy planning
  • Long-term care planning
  • Multi-generational planning
  • Retirement planning
  • Tax planning
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Our Investment Philosophy

Active markets need active managers.

For individuals seeking financial advice beyond the world of investments, we offer a holistic approach to wealth management. Too often, people are advised to “Buy and Hold” for seemingly infinite periods of time too often as their confidence and wealth erode.

The traditional “Buy and Hold” investment strategy may have worked well in the 1990’s because we had rising markets for most of the decade. This has not always been the case in the 2000’s. Investors are now beginning to understand the need for a more active approach to asset management.

We have worked to identify relationships between market data, economic data and the performance of financial markets in an effort to address volatility. What we have found is that market events are not random. Just as the economy experiences cycles, so do the financial markets. There are times to own bonds, stocks and commodities and, more importantly, there are times to sell them. We have access to sophisticated technology coupled with market and economic data, the computer models monitor market trends to detect periods of sustained up or down movements.

Dynamic asset allocation, like a “traditional” asset allocation strategy, seeks to reduce risk through diversification among different investment categories. Using dynamic asset allocation, however, the computer model selects or weights investments based on those categories with the greatest potential for returns, given current market conditions. The allocation of assets becomes dynamic – changing in response to market conditions and perceived opportunities for profit.

This active strategy is also known as Tactical Allocation.

Investing involves risk including loss of principal. No strategy assures success or protects against loss. We suggest that you discuss your specific situation with your financial advisor prior to investing.

Is your portfolio ready?
<b>What to Expect</b>

What to Expect

Our clients are our top priority. We provide a first-class service model that places a premium on accessibility and customization. Our service commitment includes a fast response time for issue resolution. Should an outstanding request take additional time, you will know the exact details of the situation and when to expect completion.

To keep our clients well-informed, we recommend ongoing conversations that review financial progress, while ensuring that all aspects of our client’s financial affairs are in good order at all times.

Clients of Retirement CFO, also receive access to WealthView, an asset aggregator website that let’s clients stay in total command of their wealth.

Next Steps 

For accomplished and motivated investors, contact us to discuss your financial goals for today, tomorrow, and for years to come.

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