With over 26 years of experience in the financial services industry, Steve Cunha is excited to announce the founding of Retirement CFO, LLC. His new independent firm will have expanded access to more resources and services while providing next-level support to his clients. The team at Retirement CFO specializes in helping clients work towards achieving their most cherished goals.
Having spent 13 years in the Army Reserve, he draws on his strong leadership background to train and teach clients the fundamentals of financial independence. Stephen thrives in relating the most arcane financial concepts to individuals and business owners, empowering them to better understand the complex world of investing. Throughout his career, he has focused his efforts on creating clarity out of confusion for clients on both the corporate and individual side.
Since 2000, Stephen has been helping companies of all sizes build and implement retirement plans for their employees. A graduate of The University of Massachusetts Amherst, Stephen is a Certified 401k Specialist (C(k)P), Chartered Retirement Plan Specialist™ (CRPS®), and Accredited Investment Fiduciary (AIF). He is also a longtime CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Life Underwriter (CLU), and Certified in Long-Term Care (CLTC). Stephen was named the 2019 and 2020 Financial Times 401 Top Retirement Advisors.
A featured speaker for the Financial Planning Association and the Boston Tax Institute, Stephen has been quoted in several leading financial publications, including, Investment News Daily, Financial Times, Registered Rep Magazine, and The Wall Street Transcript, sharing his insights on topics related to retirement planning. Outside of the office, he enjoys spending time with family, scuba diving, fitness, car racing, boating, motorcycle riding and traveling the world.
Financial Times 401 Top Retirement Advisors is awarded to financial advisors advising at least $75 million in defined contribution (DC) plan assets where DC plans represent at least 20% of total AUM. Graded on several criteria, including growth in DC plans and assets, plan participation rates, experience and industry certifications, and compliance record.