- You haven’t had a formal second opinion in more than three years.
- You are unsure what you are paying and how you compensate your advisor.
- You question whether your advisor is a retirement plan professional or a jack of all trades.
- You don’t have a formal and documented process for monitoring your plan.
- You have not benchmarked your investment provider’s services and fees in over three years.
- You have not been conducting ongoing employee education.
- Your plan participation rate is low. Fewer than 60% of your employees contribute.
- Your employee deferral rates are low. Employees are saving less than 5% of their income.
- You are not familiar with the benefits of ROTH, auto-enrollment, auto-escalation, and safe harbor provisions.
- Your shareholders and key employees are limited in how much they can contribute to the plan.
We have a proven 6-Step proprietary process for providing companies with a Vital Second-Opinion on their company 401(k) or 403(b) plan. Our goal is to help keep your company out of harm’s way from regulators while improving financial outcomes for your employees.