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Wealth Management for Individuals

Source: Standard and Poor's 500 Index January 1, 2000 to December 31, 2010

Active markets need active managers. For individuals seeking financial advice beyond the world of investments, we offer a holistic approach to wealth management. Too often, people are advised to “buy and hold” for seemingly infinite periods of time as their confidence and wealth erode.

The traditional “Buy and Hold” investment strategy may have worked well in the 1990’s because we had rising markets for most of the decade. This has not always been the case in the 2000’s. Investors are now beginning to understand the need for a more active approach to asset management.

We have worked to identify relationships between market data, economic data and the performance of financial markets in an effort to reduce volatility. What we have found is that market events are not random. Just as the economy experiences cycles, so do the financial markets. There are times to own bonds, stocks and commodities and, more importantly, there are times to sell them. We have access to sophisticated computer technology coupled with market and economic data, the computer models monitor market trends to detect periods of sustained up or down movements.

Dynamic asset allocation, like a “traditional” asset allocation strategy, seeks to reduce risk through diversification among different investment categories. Using dynamic asset allocation, however, the computer model selects or weights investments based on those categories with the greatest potential for returns, given current market conditions. The allocation of assets becomes dynamic – changing in response to market conditions and perceived opportunities for profit. This active strategy is also known as Tactical Allocation.

Market declines like we experienced in 2001, 2002 and 2008 could happen again.

Will your portfolio be ready?

Some Portfolio Strategies Include:

Some Portfolio Strategies Include:

  • Tactically Managed Strategies
    • ETF Sector Rotation Growth
    • ETF and Mutual Fund Growth
    • ETF and Mutual Fund Moderate Growth
    • High Income Model
    • Income Model
  • Low Cost Passive ETF Models with 6 Risk Based Profiles
  • Additional Specialized Strategies with pre-screen, third-party money managers. 
  • Not all portfolios are listed.