Broker Check

Meet Our Leadership

Steve Cunha, CFP®, C(k)P, AIF, CRPS®, CLU, CLTC

Founder & Managing Partner

781-437-4800

steve@retirementcfo.com

With over 26 years of experience in the financial services industry, Stephen Cunha is excited to announce the founding of Retirement CFO. His new independent firm will have expanded access to more resources and services while providing next-level support to his clients. The team at Retirement CFO specializes in helping clients achieve their most cherished goals.

Having spent 13 years in the Army Reserve, he draws on his strong leadership background to train and teach clients the fundamentals of financial independence. Stephen thrives in relating the most arcane financial concepts to individuals and business owners, empowering them to better understand the complex world of investing. Throughout his career, he has focused his expertise on creating clarity out of confusion for clients on both the corporate and individual side.

Since 2000, Stephen has been one of the industry leaders in helping companies of all sizes build and implement retirement plans for their employees. In addition to Plansponsor Magazine and The Financial Times rating him among the nation’s Top 100 Retirement Plan Advisors*, 401k Wire named him among the Top 300 most influential advocates, a recognition reserved for the top 1% of advisors in the country who service retirement plans. A graduate of The University of Massachusetts Amherst, Stephen is a Certified 401k Specialist (C(k)P), Chartered Retirement Plan Specialist™ (CRPS®), and Accredited Investment Fiduciary (AIF). He is also a longtime CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Life Underwriter (CLU), and Certified in Long-Term Care (CLTC).

A featured speaker for the Financial Planning Association and the Boston Tax Institute, Stephen has been quoted in several leading financial publications, including, Investment News Daily, Financial Times, Registered Rep Magazine, and The Wall Street Transcript, sharing his insights on topics related to retirement planning. Outside of the office, he enjoys spending time with family, scuba diving, fitness, car racing, boating, motorcycle riding and traveling the world.

AWARD YEARS:

  • Plan Advisers Top 100 in  2015, 2016 & 2017.
  • Financial Times Top 100 from 2016 to 2019.
  • 401k Wire Top 300 in 2015.

*These award should not be construed by the public as a guarantee that they will experience a certain level of results if the Registered Investment Advisor Representative is engaged (or continues to be engaged) in providing investment advisory services. Nor should it be construed as a current or past endorsement of the Registered Investment Advisor Representative by any of its clients.

Michelle Fier

Client Service Manager

781-437-4800 x300

michelle@retirementcfo.com

Michelle Fier is excited to join us from UBS Financial Services where she spent the last nine years as a Senior Registered Client Service Associate. She enjoys building deep relationships with clients by actively listening, understanding needs and offering guidance to help clients pursue their financial goals. Michelle began her career in 2007 working at Smith Barney before it merged with Morgan Stanley. She attended Merrimack College where she received a Bachelor of Science with a Concentration in Finance. She currently holds her series 7 registration through LPL Financial and the Series 66 through LPL Financial and RetirementCFO.

Michelle and her husband Zack reside in North Andover and have two sons, Mason (5) and Turner (1). She is an avid lover of New England sports and enjoys the outdoors. Her favorite activities are going to the beach, boating, swimming and fishing with her boys.

Tiffany Butler

Client Account Operations Manager

781-437-4800 x400

781-437-4800

tiffany@retirementcfo.com

Tiffany Butler is excited to join Retirement CFO, LLC as our Client Account Operations Manager. She has been with LPL since 2012 in various operational roles. She will be handling the establishment and maintenance of all personal account related matters to include transfers, deposits, withdrawals, systematic payments, online access and more. She will also assist with client scheduling and preparing for client review meetings. Tiffany is a native of Charlotte, North Carolina.