Broker Check

Welcome From
STEPHEN CUNHA,
Aspiring to be your

"RETIREMENT CFO™"




Live confidently and know your retirement is secure. For over 23 years, Stephen Cunha has been dedicated to helping clients take command of their financial future. From business owners and professionals to individuals and families, we specialize in building strategies tailored to your most valued interests.

As a full-service financial firm, we offer comprehensive and coordinated service, not just products. This unique, topline client experience focuses on understanding your needs and goals, developing and implementing a customized strategy to achieve them, and rigorously monitoring your progress to keep you on track. Driven by integrity, trust, and professionalism, Stephen Cunha is committed to furthering your success.

Guidance. Insight. Results.

For over a century, Baystate Financial has united the industry’s foremost professionals in comprehensive wealth management and employee sponsored retirement plans. As one of New England’s oldest and most trusted financial services firms, we focus our expertise on truly listening to our clients, identifying their objectives, and building sophisticated strategies to achieve their goals.

Stephen Cunha provides individual investors and business owners with custom wealth management and benefit strategies. Whatever you hope to achieve, we seek to advance your goals through all chapters of your life: today, tomorrow, and for years to come.

Corporate Retirement Plan Management

From maximizing tax benefits to meeting fiduciary obligations and providing employee education, we can develop retirement plans tailored to your firm.

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Our Next Generation 401(k) & 403(b) Plan Solutions

Isn’t it time to consider a new approach? Join like-minded employers who have upgraded to a program that helps to reduce fiduciary liability, may save time and money, and works to eliminating the headaches of retirement plan management.

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Employee Education Programs

Knowledge is power. While providing custom retirement plans for your firm, we will provide ongoing education and one-on-one support for your employees.

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Retirement Income Planning

Our retirement income planning strategies can help you retire comfortably and live with confidence, knowing you’ll never run out of money.

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Wealth Management Strategies

We lead with strategies, not products. Through our dynamic portfolio models, we have create customized solutions to help grow assets during good times and minimize losses during market declines. 

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Your Personal Financial Website

Get your financial house in order and track your progress in real time using our latest technology tool.

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Workplace Supplemental Benefits

Beyond your current benefit programs, you can incorporate these supplemental plans on a voluntary or employer-paid basis: Insurance Programs, Education Savings Strategies, and Executive Supplemental Retirement Plans.

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Business Succession and Exit Planning

Your business is one of your biggest investments. As you look ahead to the next chapter, we can develop plans that uphold your values, protect your employees, and ensure a smooth transition.

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Our Advantage

As financial planning professionals, our solutions integrate all aspects of your current situation. Our expertise extends beyond financial plans, incorporating deep investment and insurance knowledge to provide truly holistic strategies.

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